Jefferson Parish's Dealer Insurance Specialist
Harris General Insurance Agency
We're an independent insurance agency in Kenner specializing in used car dealer coverage, commercial lines, and personal insurance across Jefferson Parish and the Greater New Orleans metro. Multiple carriers, bilingual service, and a real person who actually picks up the phone.
10+ Years in Jefferson Parish
Independent Agency
Multiple Carriers
English & Spanish
Real Person Answers Every Call
Coverage Options for Every Local Need
We're not a one-size operation. Harris General Insurance Agency works with used car dealers who need the exact package Louisiana requires, contractors who need to stay compliant with state licensing rules, and Jefferson Parish families who want straightforward answers about their coverage. As an independent agency, we shop across multiple carriers to find the right fit — not just the easiest option to write.
We serve clients throughout Jefferson Parish — Kenner, Metairie, Harahan, River Ridge, and the West Bank — as well as the broader Greater New Orleans metro. Whoever you are and whatever brought you here, you'll work with someone who genuinely knows this territory.
Used Dealer Insurance
Garage liability, open lot coverage, and the Louisiana DMV bond — we know the full dealer package and the rules behind it. If you're running a used car lot in Jefferson Parish, this is our wheelhouse.
Commercial Insurance
General liability, workers comp, commercial auto, and surety bonds for contractors and small business owners across Kenner, Metairie, and the Greater New Orleans metro. We know what Louisiana requires and make sure your coverage holds up.
Personal Insurance
Auto, homeowners, and flood insurance for residents across Jefferson Parish. Flood coverage in Louisiana is its own separate policy — and it's one we know how to put together the right way.
Trusted Coverage for Louisiana Auto Dealers
Dealer Insurance Is What We Do — Not Just Something We Offer
If you've tried getting dealer coverage through a generalist agency, you know how that conversation tends to go: a lot of hedging, a quote that doesn't quite fit, and someone who's never actually heard of a dealer open lot policy. We work differently. Used car dealers are a core part of what Harris General Insurance Agency does — which means we already know what the Louisiana DMV requires, which carriers write dealer business in this state, and how to put together a package that fits the size and structure of your lot.
Garage liability insurance, dealer open lot coverage, your auto dealer surety bond — handled by someone who's done it before and knows what they're looking at.
¿Prefiere hablar en español? Nuestro equipo bilingüe está listo para ayudarle.
Trusted by Families Across the Community
Kind Words From Happy Policyholders
Insurance Made Simple
Pick Up the Phone. We Do Too.
A lot of people tell us the same thing: they called two or three agencies before they got to us, and none of them called back. We're a small agency, and that's genuinely a feature. Every call during business hours goes to a licensed agent — no menus, no hold music, no wondering if someone's going to follow up. Monday through Friday, 9:00 AM to 5:00 PM CT, someone picks up.
Frequently Asked Questions
Is there an insurance agency near me in Kenner, Louisiana that speaks Spanish?
Yes. Our team handles coverage in both English and Spanish, and we work with clients throughout Jefferson Parish and the Greater New Orleans metro. Insurance is complicated enough on its own — it shouldn't be harder because of a language barrier.
What does it mean to work with an independent insurance agent in Jefferson Parish?
It means we're not locked into one carrier. We work with multiple insurance companies, so we can compare your options and place you with the policy that actually fits — not whatever one company happens to offer. You get choices, and someone who helps you understand them.
Who handles used car dealer insurance in Louisiana?
Harris General Insurance Agency specializes in dealer coverage for Louisiana used car lots. That means garage liability insurance, dealer open lot coverage, and the auto dealer surety bond the Louisiana DMV requires for licensure. We work with dealers throughout Jefferson Parish and the surrounding parishes.
Do I need separate flood insurance if I already have homeowners coverage in Jefferson Parish?
Yes — standard homeowners policies in Louisiana don't cover flood damage. Flood insurance is a separate policy, written through the National Flood Insurance Program or a private carrier. Jefferson Parish has over 84,000 active flood policies, and it's a straightforward conversation to have before the season starts.
What insurance do Louisiana contractors need to stay licensed?
General liability insurance is required by the Louisiana State Licensing Board for Contractors, and workers compensation is required for any employer with at least one employee on payroll. We help contractors across Kenner, Metairie, and Jefferson Parish get the right coverage in place and understand exactly what they're carrying.
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Harris General Insurance Agency has served the Jefferson Parish insurance market for over 10 years. Rick Harris is a licensed independent insurance agent based in Kenner, Louisiana, with deep knowledge of the coverage rules that apply to used car dealers, contractors, and local business owners across the Greater New Orleans metro. We're not a national call center or a franchise — we're a local agency that knows this market and keeps it that way. Learn more about how we work on our About page.
10+ Years in Jefferson Parish
Independent Agency
Multiple Carriers
English & Spanish
Real Person Answers Every Call
Ready to Feel More Protected?
Let’s Find the Coverage That Fits
Tell us what you need to protect, and we’ll help you understand your options, compare coverage, and make the next step clear.
